Utility Companies

Here is a list of our local utility companies in the Verde Valley. APS - Electric Company To start or stop service, use this link. When turning on or transferring service, a $25 plus tax residential service activation fee will appear on your first bill. They may ask you to pay a deposit before turning on service. It’s best to provide at least three working days notice (Monday-Friday) for...
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Mortgage Lenders

Prime Mortgage Company, Inc. 602/320.1845 cell,  866.653.0380  Fax Michael Herdman M & I Bank 928/203-4484 2030 W. SR 89A Ste B-1, Sedona, AZ 86336 National Bank of Arizona  928/ 204-3050 Sedona, AZ 86336 Northern Arizona Mortgage 928/634-4251 P.O. Box 2199  Cottonwood, AZ 86326 Oak Creek Mortgage, Inc. 928/284-2801 305 Les Springs Drive  Sedona, AZ 86336 Peoples Mortgage 928/821-0782 2155...
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Title Companies

Affiliate members of the Sedona Verde Valley Association of Realtors Lawyers Title Insurance Corp. 928/ 634-3500 1756 E. Villa Dr. Suite A Cottonwood, AZ 86326 Betsy LeTarte,  Lucy Estrada , Cheri Childs, Shannon Wescott Pioneer Title Agency, Inc. 928/ 203-9190 1370 West SR 89A, Ste 10, Sedona, AZ 86336 Lydia Reynolds, & Deborah Staats & Janet Mahlman Stewart Title  928/ 282-0154 1725 W....
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Home Lending at Its Lowest Point in 14 Years

Daily Real Estate News | Tuesday, August 09, 2011 Mortgage rates are near record lows and housing affordability is at its highest in years, but lending is at its lowest point since 1997. What’s more, new mortgages are down by a third compared to 2010. Lenders will write about $1 trillion in home loans this year, the fewest number since 1997, according to the Mortgage Bankers Association. MBA...
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How I helped my sister with a Short Sale

A few years ago my sister was unable to pay her mortgage and ask for my help. We sat down and looked at situation. She had tried a mortgage modification program and that only reduced the monthly payment by $200. She needed to get out of that house. We started a Short Sale, listed the property, called the 2 lenders and began the work to find a buyer. It took a tootal of 8 months, but we sold the...
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